Financial Liberalization and Managing Interest Rate Risk in China

Wang Minchao

doi:doi:10.11648/j.si.20160404.16

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Financial Liberalization and Managing Interest Rate Risk in China

Wang Minchao

Published in Science Innovation (Volume 4, Issue 4)

Received: 13 October 2016 Published: 13 October 2016

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Abstract

Commercial Banks in the modern society, has the core status. Under today's social environment, interest rate marketization has become the choice of most countries. Commercial Banks also face new risks in this context--interest rate risk. The common risk has become the problem that the development of the commercial Banks and even the entire financial development must face. In this paper, I use the method of empirical analysis eviews software to quantitative analyze the interest rate risk of commercial Banks in China. The results show that under the contemporary background, the bank’s overall interest rate risk is high and some problems such as some banks’ lacking ability to resist risk. For such a situation, banks should put forward to strengthen supervision, enhance the consciousness of the interest rate risk management, improve the pricing system and the introduction of international advanced interest rate risk management, improve the interest rate risk management talent introduction and cultivation mode.

Published in	Science Innovation (Volume 4, Issue 4)
DOI	10.11648/j.si.20160404.16
Page(s)	205-210
Creative Commons	This is an Open Access article, distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution and reproduction in any medium or format, provided the original work is properly cited.
Copyright	Copyright © The Author(s), 2016. Published by Science Publishing Group

Keywords

Commercial Banks, Interest Rate, Risk

References

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[6]	钱聿瑾.我国商业银行的利率风险研究——基于利率市场化视角[D].浙江大学,2015。
[7]	谢四美. 商业银行利率敏感性缺口与利率风险防范——基于上市银行的实证分析[J].金融论坛,2014,02:11-19。
[8]	廖理,李梦然,王正位.聪明的投资者:非完全市场化利率与风险识别——来自P2P网络借贷的证据[J]. 经济研究,2014,07:125-137。
[9]	牛晓健,裘翔.利率与银行风险承担——基于中国上市银行的实证研究[J].金融研究,2013,04:15-28。
[10]	李春红,董晓亮.我国商业银行利率风险管理的实证研究[J].华东经济管理,2012,04:88-92。
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APA Style

Wang Minchao. (2016). Financial Liberalization and Managing Interest Rate Risk in China. Science Innovation, 4(4), 205-210. https://doi.org/10.11648/j.si.20160404.16

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ACS Style

Wang Minchao. Financial Liberalization and Managing Interest Rate Risk in China. Sci. Innov. 2016, 4(4), 205-210. doi: 10.11648/j.si.20160404.16

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AMA Style

Wang Minchao. Financial Liberalization and Managing Interest Rate Risk in China. Sci Innov. 2016;4(4):205-210. doi: 10.11648/j.si.20160404.16

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@article{10.11648/j.si.20160404.16,
  author = {Wang Minchao},
  title = {Financial Liberalization and Managing Interest Rate Risk in China},
  journal = {Science Innovation},
  volume = {4},
  number = {4},
  pages = {205-210},
  doi = {10.11648/j.si.20160404.16},
  url = {https://doi.org/10.11648/j.si.20160404.16},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20160404.16},
  abstract = {Commercial Banks in the modern society, has the core status. Under today's social environment, interest rate marketization has become the choice of most countries. Commercial Banks also face new risks in this context--interest rate risk. The common risk has become the problem that the development of the commercial Banks and even the entire financial development must face. In this paper, I use the method of empirical analysis eviews software to quantitative analyze the interest rate risk of commercial Banks in China. The results show that under the contemporary background, the bank’s overall interest rate risk is high and some problems such as some banks’ lacking ability to resist risk. For such a situation, banks should put forward to strengthen supervision, enhance the consciousness of the interest rate risk management, improve the pricing system and the introduction of international advanced interest rate risk management, improve the interest rate risk management talent introduction and cultivation mode.},
 year = {2016}
}

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TY  - JOUR
T1  - Financial Liberalization and Managing Interest Rate Risk in China
AU  - Wang Minchao
Y1  - 2016/10/13
PY  - 2016
N1  - https://doi.org/10.11648/j.si.20160404.16
DO  - 10.11648/j.si.20160404.16
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 205
EP  - 210
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20160404.16
AB  - Commercial Banks in the modern society, has the core status. Under today's social environment, interest rate marketization has become the choice of most countries. Commercial Banks also face new risks in this context--interest rate risk. The common risk has become the problem that the development of the commercial Banks and even the entire financial development must face. In this paper, I use the method of empirical analysis eviews software to quantitative analyze the interest rate risk of commercial Banks in China. The results show that under the contemporary background, the bank’s overall interest rate risk is high and some problems such as some banks’ lacking ability to resist risk. For such a situation, banks should put forward to strengthen supervision, enhance the consciousness of the interest rate risk management, improve the pricing system and the introduction of international advanced interest rate risk management, improve the interest rate risk management talent introduction and cultivation mode.
VL  - 4
IS  - 4
ER  -

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Author Information

Wang Minchao

School of Economics, Shanghai University, Shanghai, China

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Plain Text BibTeX RIS

APA Style

Wang Minchao. (2016). Financial Liberalization and Managing Interest Rate Risk in China. Science Innovation, 4(4), 205-210. https://doi.org/10.11648/j.si.20160404.16

Copy | Download

ACS Style

Wang Minchao. Financial Liberalization and Managing Interest Rate Risk in China. Sci. Innov. 2016, 4(4), 205-210. doi: 10.11648/j.si.20160404.16

Copy | Download

AMA Style

Wang Minchao. Financial Liberalization and Managing Interest Rate Risk in China. Sci Innov. 2016;4(4):205-210. doi: 10.11648/j.si.20160404.16

Copy | Download

@article{10.11648/j.si.20160404.16,
  author = {Wang Minchao},
  title = {Financial Liberalization and Managing Interest Rate Risk in China},
  journal = {Science Innovation},
  volume = {4},
  number = {4},
  pages = {205-210},
  doi = {10.11648/j.si.20160404.16},
  url = {https://doi.org/10.11648/j.si.20160404.16},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.si.20160404.16},
  abstract = {Commercial Banks in the modern society, has the core status. Under today's social environment, interest rate marketization has become the choice of most countries. Commercial Banks also face new risks in this context--interest rate risk. The common risk has become the problem that the development of the commercial Banks and even the entire financial development must face. In this paper, I use the method of empirical analysis eviews software to quantitative analyze the interest rate risk of commercial Banks in China. The results show that under the contemporary background, the bank’s overall interest rate risk is high and some problems such as some banks’ lacking ability to resist risk. For such a situation, banks should put forward to strengthen supervision, enhance the consciousness of the interest rate risk management, improve the pricing system and the introduction of international advanced interest rate risk management, improve the interest rate risk management talent introduction and cultivation mode.},
 year = {2016}
}

Copy | Download

TY  - JOUR
T1  - Financial Liberalization and Managing Interest Rate Risk in China
AU  - Wang Minchao
Y1  - 2016/10/13
PY  - 2016
N1  - https://doi.org/10.11648/j.si.20160404.16
DO  - 10.11648/j.si.20160404.16
T2  - Science Innovation
JF  - Science Innovation
JO  - Science Innovation
SP  - 205
EP  - 210
PB  - Science Publishing Group
SN  - 2328-787X
UR  - https://doi.org/10.11648/j.si.20160404.16
AB  - Commercial Banks in the modern society, has the core status. Under today's social environment, interest rate marketization has become the choice of most countries. Commercial Banks also face new risks in this context--interest rate risk. The common risk has become the problem that the development of the commercial Banks and even the entire financial development must face. In this paper, I use the method of empirical analysis eviews software to quantitative analyze the interest rate risk of commercial Banks in China. The results show that under the contemporary background, the bank’s overall interest rate risk is high and some problems such as some banks’ lacking ability to resist risk. For such a situation, banks should put forward to strengthen supervision, enhance the consciousness of the interest rate risk management, improve the pricing system and the introduction of international advanced interest rate risk management, improve the interest rate risk management talent introduction and cultivation mode.
VL  - 4
IS  - 4
ER  -

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